Convert Airtime Scratch Card to M-Pesa in Kenya
Shopika lets you convert airtime scratch cards to M-Pesa instantly in Kenya. If you have unused scratch cards from Safaricom, Airtel, or Telkom, we help you exchange them for real cash sent directly to your M-Pesa wallet.
What Is Scratch Card Airtime Conversion?
Physical airtime scratch cards can be converted to M-Pesa cash in Kenya. Instead of loading the airtime onto your phone line, you give Shopika the scratch card PIN and we send the equivalent value directly to your M-Pesa — instantly and securely. Once converted, the funds can be withdrawn or used like physical cash.
How to Convert a Scratch Card to M-Pesa
- Go to shopika.com/convert_airtime and log in or create a free account.
- Select Scratch Card as the conversion type.
- Choose your network: Safaricom, Airtel, or Telkom.
- Enter the scratch card PIN (the number under the silver strip on your card).
- Enter your M-Pesa number where cash should be sent.
- Confirm — the converted amount arrives in your M-Pesa wallet within minutes.
💡 No App Required
You can also convert via USSD — dial *384*4444# on any Kenyan phone, even without data. Works on Safaricom, Airtel, and Telkom lines.
Which Scratch Cards Are Supported?
- Safaricom scratch cards (any denomination)
- Airtel Kenya scratch cards
- Telkom (Orange) Kenya scratch cards
How Long Does It Take?
Most conversions complete within 2–5 minutes. The process is automated — once the scratch card PIN is verified, M-Pesa payment is triggered instantly.
Is It Safe to Convert Scratch Cards?
Yes. Shopika is a licensed Kenyan fintech platform. Your scratch card PIN is processed through a secure, encrypted connection and is never stored after redemption. Payments are sent via M-Pesa — the same secure network you use every day.
How Much Does It Cost?
Shopika charges a small service fee for the conversion. The exact fee and final M-Pesa amount you will receive is shown on-screen before you confirm — no hidden charges.
Frequently Asked Questions
Can I convert a used scratch card?
No — only scratch cards that have not been loaded onto a phone line can be converted. Each PIN can only be used once.
What is the minimum scratch card value I can convert?
The minimum is KES 10. Most scratch cards start at KES 10 or KES 20.
Can I convert multiple cards at once?
Yes — you can convert multiple scratch card PINs in a single session on Shopika.
Or dial *384*4444# — no internet needed